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PHR · Question #19

PHR Question #19: Real Exam Question with Answer & Explanation

The correct answer is A. OWBPA. The Older Workers Benefit Protection Act (OWBPA) specifically prohibits age-based discrimination in employee benefits and protects workers aged 40 and older from being targeted in layoffs.

Question

As an HR Professional you must be familiar with several laws and pieces of legislation that affects your practices. What act makes it illegal to discriminate against older workers with respect to benefits or to target older workers for layoffs?

Options

  • AOWBPA
  • BOASDI
  • CHIPAA
  • DMHPA

Explanation

The Older Workers Benefit Protection Act (OWBPA) specifically prohibits age-based discrimination in employee benefits and protects workers aged 40 and older from being targeted in layoffs.

Common mistakes.

  • B. OASDI (Old Age, Survivors, and Disability Insurance) is the federal Social Security program providing retirement and disability benefits and contains no employment anti-discrimination provisions.
  • C. HIPAA (Health Insurance Portability and Accountability Act) governs the privacy, security, and portability of health information and insurance coverage, not age discrimination in employment practices.
  • D. MHPA (Mental Health Parity Act) requires parity between mental health and medical or surgical benefit limits in employer health plans and has no connection to age-based employment discrimination.

Concept tested. Older Workers Benefit Protection Act provisions and protections

Reference. https://www.eeoc.gov/statutes/older-workers-benefit-protection-act

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