Your organization offers an employees' retirement benefit program that is covered by the Employee Retirement Income Security Act of 1974. The administrative responsibility for enforcement of the Emplo

The FDIC (Federal Deposit Insurance Corporation) is a banking regulator that insures depositor funds and oversees financial institutions - it has no statutory authority or role under ERISA. The three agencies that share ERISA enforcement responsibility are the DOL (fiduciary and disclosure rules), the IRS (tax qualification requirements), and the PBGC (plan termination insurance).

The Department of Labor enforces ERISA through its Employee Benefits Security Administration, covering reporting, disclosure, and fiduciary responsibility provisions.

The IRS enforces ERISA's tax qualification requirements for retirement plans, ensuring plans comply with Internal Revenue Code standards to maintain tax-favored status.

The Pension Benefit Guaranty Corporation enforces ERISA's plan termination insurance provisions and guarantees benefits for participants in covered defined benefit pension plans.