As an HR Professional you must address risk in the work place. There are two general categories of risk: pure risk and business risk. Which one of the following is an example of pure risk?

Loss of investment is a speculative or business risk because the act of investing also carries the possibility of gain, meaning the outcome can go in either direction.

Loss of life or limb is a pure risk because it can only result in a negative outcome - there is no scenario in which such an event produces a financial gain or profit for the organization or individual. This distinguishes it from business (speculative) risk, where both gain and loss are possible depending on decisions made.

Safety training is a risk control measure and an operational cost, not a category of risk in itself.

Fines and penalties for breaking regulations are consequences of deliberate or negligent business decisions and fall under compliance or business risk, not pure risk.