220-1002 Question #416: Real Exam Question with Answer & Explanation

The correct answer is A: PCI. PCI DSS (Payment Card Industry Data Security Standard) is the security standard that governs how organizations must handle, process, store, and transmit credit card information. It is maintained by the PCI Security Standards Council, founded by major card brands (Visa, Mastercard

Question

Which of the following standards controls the processing of credit cards?

Options

APCI
BPHI
CPGP
DPII

Explanation

PCI DSS (Payment Card Industry Data Security Standard) is the security standard that governs how organizations must handle, process, store, and transmit credit card information. It is maintained by the PCI Security Standards Council, founded by major card brands (Visa, Mastercard, AmEx, etc.). PHI (B) stands for Protected Health Information and is governed by HIPAA in the healthcare sector. PGP (C) stands for Pretty Good Privacy, which is an encryption program used for securing communications, not a compliance standard. PII (D) stands for Personally Identifiable Information, a broad category of personal data subject to various privacy laws but not specifically a standard for credit card processing.

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