Your client has set up Oracle Lease Management (OLM) and Oracle Credit Management (OCM) without scoring models. Which three tasks can be successfully completed by Oracle Workflow in OCM without…

Question

Options

• Acreating a case folder
• Bcalculating a credit score
• Ccreating a credit application
• Dcreating a final credit recommendation
• Esending notifications to the credit scheduler

• A
  81% (17)
• B
  5% (1)
• D
  14% (3)

Explanation

Oracle Workflow automates the administrative and communication tasks in OCM regardless of whether scoring models exist: it can create a case folder (A) to house the credit review, generate a credit application (C) to initiate the process, and send notifications to the credit scheduler (E) to alert the right people - none of these require a scoring model to execute.

Why B is wrong: Calculating a credit score is impossible without a scoring model configured. Workflow has nothing to compute against, so this step halts and requires manual setup or intervention.

Why D is wrong: A final credit recommendation depends on scored data to drive the automated decision logic. Without a scoring model, OCM cannot produce a system-generated recommendation - a credit analyst must step in manually.

Memory tip: Split the choices into "administrative plumbing" vs. "analytical decisions." Workflow handles the plumbing (create folder, create application, send notification) on autopilot. The analytical steps (score, recommend) need a scoring model as their "fuel" - no model, no automation.

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