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IIA-CFSA · Question #210

Whole life policies accrue a cash value that the insurer must surrender to the policyholder if the policy does not remain in force until the policyholder's death. The actual cash value payable to…

The correct answer is D. Less any surrender charges and policy repayments outstanding. See the full explanation below for the reasoning.

Question

Whole life policies accrue a cash value that the insurer must surrender to the policyholder if the policy does not remain in force until the policyholder’s death. The actual cash value payable to the policyholder in this circumstance would be:

Options

  • APlus any surrender charges
  • BLess any surrender charges
  • CPlus policy repayments outstanding
  • DLess any surrender charges and policy repayments outstanding

How the community answered

(23 responses)
  • A
    4% (1)
  • B
    9% (2)
  • C
    4% (1)
  • D
    83% (19)

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