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IIA

IIA-CFSA · Question #209

Insurance companies assist individuals in managing personal risk through risk pooling. Risk pooling is based on fact that the probability of any one type of loss occurring for a given individual is…

The correct answer is A. A large number of people against a given peril, based on the knowledge that only a small. See the full explanation below for the reasoning.

Question

Insurance companies assist individuals in managing personal risk through risk pooling. Risk pooling is based on fact that the probability of any one type of loss occurring for a given individual is small. Therefore insurers can insure:

Options

  • AA large number of people against a given peril, based on the knowledge that only a small
  • BOnly few people against a given peril, based on the knowledge that only a small percentage of
  • CA large number of people against a given peril, based on the knowledge that a large
  • DNone of these

How the community answered

(47 responses)
  • A
    83% (39)
  • B
    4% (2)
  • C
    2% (1)
  • D
    11% (5)

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