HCISPP · Question #80
Lack of health insurance has become a middle class phenomenon among all except.
The correct answer is C. Those with traditional jobs in manufacturing. Option C is correct because workers with traditional manufacturing jobs have historically been covered by employer-sponsored health insurance through union contracts and established benefits packages, making lack of coverage less common in this group. Why the distractors are…
Question
Lack of health insurance has become a middle class phenomenon among all except.
Options
- AThose who are self employed
- BThose working in small businesses
- CThose with traditional jobs in manufacturing
- DThose with part time jobs
How the community answered
(14 responses)- A7% (1)
- C86% (12)
- D7% (1)
Explanation
Option C is correct because workers with traditional manufacturing jobs have historically been covered by employer-sponsored health insurance through union contracts and established benefits packages, making lack of coverage less common in this group.
Why the distractors are wrong:
- A (Self-employed): Self-employed individuals must purchase their own insurance without employer subsidies, making coverage expensive and often unaffordable - a primary driver of the middle-class uninsured gap.
- B (Small businesses): Small employers frequently cannot afford to offer group health plans, leaving employees to find coverage on their own at high individual-market rates.
- D (Part-time workers): Part-time employees are typically ineligible for employer-sponsored benefits, as most plans require a minimum number of hours worked per week.
Memory tip: Think "manufacturing = union protection." Traditional factory/manufacturing jobs are associated with strong union representation, which historically negotiated health coverage as a core benefit - making C the odd one out among groups vulnerable to being uninsured.
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