nerdexam
(ISC)2

HCISPP · Question #80

Lack of health insurance has become a middle class phenomenon among all except.

The correct answer is C. Those with traditional jobs in manufacturing. Option C is correct because workers with traditional manufacturing jobs have historically been covered by employer-sponsored health insurance through union contracts and established benefits packages, making lack of coverage less common in this group. Why the distractors are…

Healthcare Industry

Question

Lack of health insurance has become a middle class phenomenon among all except.

Options

  • AThose who are self employed
  • BThose working in small businesses
  • CThose with traditional jobs in manufacturing
  • DThose with part time jobs

How the community answered

(14 responses)
  • A
    7% (1)
  • C
    86% (12)
  • D
    7% (1)

Explanation

Option C is correct because workers with traditional manufacturing jobs have historically been covered by employer-sponsored health insurance through union contracts and established benefits packages, making lack of coverage less common in this group.

Why the distractors are wrong:

  • A (Self-employed): Self-employed individuals must purchase their own insurance without employer subsidies, making coverage expensive and often unaffordable - a primary driver of the middle-class uninsured gap.
  • B (Small businesses): Small employers frequently cannot afford to offer group health plans, leaving employees to find coverage on their own at high individual-market rates.
  • D (Part-time workers): Part-time employees are typically ineligible for employer-sponsored benefits, as most plans require a minimum number of hours worked per week.

Memory tip: Think "manufacturing = union protection." Traditional factory/manufacturing jobs are associated with strong union representation, which historically negotiated health coverage as a core benefit - making C the odd one out among groups vulnerable to being uninsured.

Topics

#Health Insurance Coverage#Employment Trends#Uninsured Population#Healthcare Access

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