Some people receive too little health care because.

Question

Options

• AThey are uninsured
• BThey are inadequately insured
• CPhysicians will not accept their Medicare coverage
• DAll of the above.

• B
  6% (1)
• C
  6% (1)
• D
  88% (14)

Explanation

Option D is correct because all three listed factors independently contribute to inadequate healthcare access, and they frequently overlap in real populations. Being uninsured (A) means individuals lack any coverage, often leading them to forgo care due to cost. Being inadequately insured (B) - such as having high deductibles or coverage gaps - still leaves people unable to afford necessary care even with a policy. Additionally, some physicians limit or refuse Medicare patients (C) due to low reimbursement rates, restricting access for elderly and disabled populations who technically have coverage.

There are no "wrong distractors" here - A, B, and C are all documented, real barriers to healthcare access, which is precisely why D ("All of the above") is the answer.

Memory tip: Think of the three barriers as a spectrum - no insurance, bad insurance, and insurance that providers won't accept. Coverage problems exist at every stage, so when you see all valid options on an "access to care" question, "All of the above" is a strong candidate.

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