nerdexam
(ISC)2

HCISPP · Question #293

In a free market who would pay for the delivery of health care services?

The correct answer is B. patients. In a pure free market, no third-party payers exist-no government subsidies and no insurance pooling. Healthcare operates as a direct transaction between buyers (patients) and sellers (providers), so patients pay entirely out of pocket. This contrasts with the U.S. mixed system…

Healthcare Industry

Question

In a free market who would pay for the delivery of health care services?

Options

  • Anumerous health insurance companies
  • Bpatients
  • Cgovernment
  • Dmultiple payers

How the community answered

(59 responses)
  • A
    3% (2)
  • B
    88% (52)
  • C
    2% (1)
  • D
    7% (4)

Explanation

In a pure free market, no third-party payers exist-no government subsidies and no insurance pooling. Healthcare operates as a direct transaction between buyers (patients) and sellers (providers), so patients pay entirely out of pocket. This contrasts with the U.S. mixed system, where employers, insurers, and government programs share the financial burden. Options A, C, and D all describe third-party involvement, which is incompatible with a true free market model.

Topics

#free market#healthcare economics#payment models#direct payment

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