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CTP · Question #889

(Topic 9) Company A and Company X are small companies doing business with only one bank. Company A has monthly sales of approximately $1.1 million and Company X has sales of $750,000. Typically…

The correct answer is C. Company A has more financial institution risk than Company X. See the full explanation below for the reasoning.

Question

  • (Topic 9)

Company A and Company X are small companies doing business with only one bank. Company A has monthly sales of approximately $1.1 million and Company X has sales of $750,000. Typically, Company A holds daily available cash balances in the range of $175,000 to $250,000 and Company X holds $90,000 to $125,000. Which of the following can be said of the cash management practices of both companies?

Options

  • ACompany X has more counterparty risk than Company A.
  • BCompany A has more supplier risk than Company X.
  • CCompany A has more financial institution risk than Company X.
  • DCompany X has more credit risk than Company A.

How the community answered

(45 responses)
  • A
    4% (2)
  • B
    7% (3)
  • C
    73% (33)
  • D
    16% (7)

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