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CTP · Question #888

(Topic 9) A financially sound company sends wires to investors in the morning but does not receive replacement funds until the afternoon. Which facility will the company MOST LIKELY arrange with its…

The correct answer is B. A daylight overdraft. See the full explanation below for the reasoning.

Question

  • (Topic 9)

A financially sound company sends wires to investors in the morning but does not receive replacement funds until the afternoon. Which facility will the company MOST LIKELY arrange with its bank to facilitate the company’s wire payment activities on any given day?

Options

  • AA ledger overdraft
  • BA daylight overdraft
  • CA standby letter of credit
  • DA short-term line of credit

How the community answered

(41 responses)
  • A
    5% (2)
  • B
    83% (34)
  • C
    10% (4)
  • D
    2% (1)

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