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CPMAI · Question #90

CPMAI Question #90: Real Exam Question with Answer & Explanation

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Question

Your team is working on a new loan decision model that takes a number of factors and data points into consideration and then automatically approves or denies a loan. After a month in operation someone does a review and notices that the system is denying a large number of loans from a certain demographic when all other factors from people in other regions (such as age, salary, and credit score) are the same. What is most likely happening here?

Options

  • ABiased data sets leading to algorithmic discrimination
  • BGenerative AI models hallucinating data results
  • CNothing is wrong, algorithmic decisions will never be 100%
  • DData privacy issues leading to data sharing concerns

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