nerdexam
PMI

CPMAI · Question #90

Your team is working on a new loan decision model that takes a number of factors and data points into consideration and then automatically approves or denies a loan. After a month in operation…

The correct answer is A. Biased data sets leading to algorithmic discrimination. You've hit your limit · resets 12:50am (America/New_York)

Apply Agile and Ethical AI Practices

Question

Your team is working on a new loan decision model that takes a number of factors and data points into consideration and then automatically approves or denies a loan. After a month in operation someone does a review and notices that the system is denying a large number of loans from a certain demographic when all other factors from people in other regions (such as age, salary, and credit score) are the same. What is most likely happening here?

Options

  • ABiased data sets leading to algorithmic discrimination
  • BGenerative AI models hallucinating data results
  • CNothing is wrong, algorithmic decisions will never be 100%
  • DData privacy issues leading to data sharing concerns

How the community answered

(53 responses)
  • A
    55% (29)
  • B
    6% (3)
  • C
    26% (14)
  • D
    13% (7)

Explanation

You've hit your limit · resets 12:50am (America/New_York)

Topics

#algorithmic bias#fairness#data bias#AI ethics

Community Discussion

No community discussion yet for this question.

Full CPMAI Practice