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CAMS · Question #691

Which operational situation might indicate that money laundering is occurring at or through a deposit-taking financial institution?

The correct answer is A. The institution has observed an increase in customer demand for large-denomination banknotes. Money launderers prefer large-denomination bills because they facilitate bulk cash smuggling and Option A (Correct): Increased demand for large-denomination banknotes is a known money laundering red flag.

Risks and Methods of Money Laundering and Terrorist Financing

Question

Which operational situation might indicate that money laundering is occurring at or through a deposit-taking financial institution?

Options

  • AThe institution has observed an increase in customer demand for large-denomination banknotes.
  • BThe institution has observed an increase in the adoption of its digital products and services.
  • CThe institution has observed a reduced settlement time in the transaction services that support
  • DThe institution maintains a sequentially numbered log of the monetary instruments it sells.

How the community answered

(26 responses)
  • A
    77% (20)
  • B
    12% (3)
  • C
    8% (2)
  • D
    4% (1)

Explanation

Money launderers prefer large-denomination bills because they facilitate bulk cash smuggling and Option A (Correct): Increased demand for large-denomination banknotes is a known money laundering red flag.

Topics

#deposit-taking institutions#large denomination banknotes#red flags#placement

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