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AAIA · Question #60
AAIA Question #60: Real Exam Question with Answer & Explanation
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AI Risk Management and Controls
Question
A digital bank utilizes an AI system to generate credit scores. Which of the following would BEST mitigate the risk of sudden and unexplained changes in a borrower's credit score?
Options
- AEnsuring the system is periodically reviewed and calibrated by human experts to maintain stability
- BUsing only data from the last six months to one year to avoid outdated information affecting the
- CAllowing the AI to operate fully autonomously to prevent processing delays
- DObtaining and validating the credit scores from third-party agencies to cross-check AI-generated
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Topics
#AI Risk Mitigation#AI System Stability#Model Calibration#Human Oversight