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AAIA · Question #13
AAIA Question #13: Real Exam Question with Answer & Explanation
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AI Risk Management and Controls
Question
From a data appropriateness and bias perspective, which of the following should be of GREATEST concern when reviewing an AI model used in a credit scoring system?
Options
- AThe model incorporates the applicant's loan history to assess spending habits.
- BThe model utilizes historical credit data to predict future credit behavior.
- CThe model considers the applicant's income level as a key factor in the credit decision.
- DThe model uses postal codes as a primary factor in determining creditworthiness.
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Topics
#AI Bias#Data Appropriateness#Fairness#Proxy Variables