312-50V11 · Question #396
Which of the following guidelines or standards is associated with the credit card industry?
The correct answer is D. Payment Card Industry Data Security Standards (PCI DSS). PCI DSS is the industry-defined security standard specifically created to protect payment card data and govern organizations that store, process, or transmit cardholder information.
Question
Which of the following guidelines or standards is associated with the credit card industry?
Options
- AControl Objectives for Information and Related Technology (COBIT)
- BSarbanes-Oxley Act (SOX)
- CHealth Insurance Portability and Accountability Act (HIPAA)
- DPayment Card Industry Data Security Standards (PCI DSS)
How the community answered
(55 responses)- A7% (4)
- B2% (1)
- C2% (1)
- D89% (49)
Why each option
PCI DSS is the industry-defined security standard specifically created to protect payment card data and govern organizations that store, process, or transmit cardholder information.
COBIT is an IT governance framework for enterprise IT management and control, not specific to the payment card industry.
SOX is U.S. legislation focused on corporate financial reporting accuracy and executive accountability, not payment card data security.
HIPAA is U.S. legislation that governs the privacy and security of protected health information, not credit card or payment data.
PCI DSS was developed by the Payment Card Industry Security Standards Council, which is formed by major card brands including Visa, Mastercard, and American Express, specifically to standardize security controls around cardholder data. Compliance is contractually required for any organization that handles credit or debit card transactions, making it the definitive standard associated with the credit card industry.
Concept tested: PCI DSS payment card industry security standard
Source: https://www.pcisecuritystandards.org/document_library/
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