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SOFA-CFE · Question #278

The amount of premiums written is generally used as a basis for determining compensation paid to the agent, called:

The correct answer is C. commission. Commission (C) is the term for compensation paid to insurance agents, typically calculated as a percentage of the premiums written on policies they sell - it's the standard industry mechanism for incentivizing agents to generate business. Why the distractors are wrong…

Question

The amount of premiums written is generally used as a basis for determining compensation paid to the agent, called:

Options

  • Acollection
  • Brevenues
  • Ccommission
  • Dearning

How the community answered

(36 responses)
  • A
    6% (2)
  • B
    6% (2)
  • C
    72% (26)
  • D
    17% (6)

Explanation

Commission (C) is the term for compensation paid to insurance agents, typically calculated as a percentage of the premiums written on policies they sell - it's the standard industry mechanism for incentivizing agents to generate business.

Why the distractors are wrong:

  • Collection (A) refers to the act of gathering/receiving payments, not a form of compensation.
  • Revenues (B) is a broad accounting term for total income earned by a company, not a specific agent payment type.
  • Earning (D) is too generic - while agents do "earn" money, this isn't the technical term for how they're paid in insurance.

Memory tip: Think of a salesperson at a car dealership - they earn a commission on each sale. Insurance agents work the same way: the more premium volume (sales) they write, the higher their commission payout.

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