The date an insurer or its agent is informed of a claim is known as:

Question

Options

• Aclaim date
• Baccount date
• Creport date
• Dtestimony date

• A
  12% (2)
• B
  6% (1)
• C
  82% (14)

Explanation

Report date (C) is the correct term because it specifically refers to the date on which an insurer or its agent is formally notified that a claim has occurred - it marks when the loss is "reported," not when it happened. Claim date (A) is a plausible distractor but typically refers to when the loss or event itself occurred (the date of loss), not when it was reported. Account date (B) is an accounting/billing term unrelated to claims notification. Testimony date (D) refers to formal legal proceedings and has no standard meaning in claims processing.

Memory tip: Think "report = notify." The report date is when you report the problem to the insurer - like filing a police report after an accident. The event date (when it happened) is separate from the report date (when you told your insurer).

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