nerdexam
Google

PROFESSIONAL-MACHINE-LEARNING-ENGINEER · Question #180

You are developing a model to detect fraudulent credit card transactions. You need to prioritize detection, because missing even one fraudulent transaction could severely impact the credit card…

The correct answer is B. Decrease the score threshold. C. Add more positive examples to the training set. To improve fraud detection and reduce false negatives, one should decrease the model's score threshold and add more positive (fraudulent) examples to the training set.

Submitted by luis.pe· Apr 18, 2026ML model development

Question

You are developing a model to detect fraudulent credit card transactions. You need to prioritize detection, because missing even one fraudulent transaction could severely impact the credit card holder. You used AutoML to tram a model on users' profile information and credit card transaction data After training the initial model, you notice that the model is failing to detect many fraudulent transactions. How should you adjust the training parameters in AutoML to improve model performance? (Choose two.)

Options

  • AIncrease the score threshold
  • BDecrease the score threshold.
  • CAdd more positive examples to the training set
  • DAdd more negative examples to the training set
  • EReduce the maximum number of node hours for training

How the community answered

(41 responses)
  • A
    2% (1)
  • B
    83% (34)
  • D
    5% (2)
  • E
    10% (4)

Why each option

To improve fraud detection and reduce false negatives, one should decrease the model's score threshold and add more positive (fraudulent) examples to the training set.

AIncrease the score threshold

Increasing the score threshold would make the model more conservative, leading to more missed fraudulent transactions (false negatives), which is the opposite of the desired outcome.

BDecrease the score threshold.Correct

Decreasing the score threshold makes the model more sensitive to the positive class, allowing predictions with lower confidence scores to be classified as fraudulent, thereby reducing false negatives.

CAdd more positive examples to the training setCorrect

Adding more positive examples to the training set helps the model learn the patterns associated with fraudulent transactions more effectively, especially in imbalanced datasets, which directly leads to improved detection of fraud.

DAdd more negative examples to the training set

Adding more negative (legitimate) examples would further imbalance the dataset if fraud is rare, potentially making it harder for the model to learn to identify fraudulent patterns.

EReduce the maximum number of node hours for training

Reducing the maximum number of node hours for training would prematurely stop the optimization process, likely decreasing model performance and worsening detection capabilities rather than improving them.

Concept tested: Model evaluation, imbalanced data, classification thresholds

Source: https://learn.microsoft.com/en-us/azure/machine-learning/concept-automl-classification?view=azureml-api-2

Topics

#Class imbalance#Decision threshold#Model recall#Fraud detection

Community Discussion

No community discussion yet for this question.

Full PROFESSIONAL-MACHINE-LEARNING-ENGINEER Practice