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IIA-CFSA · Question #441

IIA-CFSA Question #441: Real Exam Question with Answer & Explanation

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Question

I - In term life insurance premium increase with age no cash value. II- In whole life insurance high cost is involved if you surrender early. Usually no cash value for at least three to five years. So, may not meet short-term needs. III - Universal life insurance is also same a whole life and buyer assumes greater risk due to program flexibility. Low interest rates can affect cash value and premiums. These are the __________ of different types of life insurances.

Options

  • APolicy benefit
  • BProtections
  • CDisadvantages
  • DPremiums

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