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IIA-CFSA · Question #216

Purchasers of universal life policies specify the policy's face amount and whether the death benefit will be level or vary as the policy's cash value changes. Under level death benefit policies the…

The correct answer is A. Equals the policy's face amount. See the full explanation below for the reasoning.

Question

Purchasers of universal life policies specify the policy’s face amount and whether the death benefit will be level or vary as the policy’s cash value changes. Under level death benefit policies the death benefit payable:

Options

  • AEquals the policy's face amount
  • BMore than the policy's face amount
  • CLess than the policy's face amount
  • DIs policy's face value plus any accumulated cash value

How the community answered

(51 responses)
  • A
    84% (43)
  • B
    10% (5)
  • C
    2% (1)
  • D
    4% (2)

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