HCISPP · Question #75
Which racial/ethnic group has the highest rate of uninsurance?
The correct answer is B. Hispanic. Hispanic individuals have the highest uninsurance rate among racial/ethnic groups in the United States, largely due to a combination of factors including higher rates of employment in industries that don't offer employer-sponsored insurance, immigration status barriers to…
Question
Which racial/ethnic group has the highest rate of uninsurance?
Options
- AWhite
- BHispanic
- CAsian or pacific islander
- DBlack or African American
How the community answered
(44 responses)- A2% (1)
- B89% (39)
- C5% (2)
- D5% (2)
Explanation
Hispanic individuals have the highest uninsurance rate among racial/ethnic groups in the United States, largely due to a combination of factors including higher rates of employment in industries that don't offer employer-sponsored insurance, immigration status barriers to Medicaid and Marketplace eligibility, language barriers limiting enrollment, and lower average incomes. White and Asian/Pacific Islander populations have relatively lower uninsurance rates, partly due to higher average incomes and greater access to employer-sponsored coverage. Black/African American individuals do face significant coverage disparities and have elevated uninsurance rates, but they still fall below the Hispanic rate - partly because a larger share qualify for Medicaid. A helpful memory tip: think "H for Highest = Hispanic" - the structural barriers faced by this community (immigration status, informal employment, language access) stack in ways that produce the nation's highest uninsurance burden.
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