Lack of insurance can result in:

Question

Options

• ADecreased utilization of lower cost preventive services
• BIncreased need for more expensive, emergency health care
• CThe spread of infectious diseases
• DAll of the above

• A
  4% (2)
• B
  8% (4)
• C
  14% (7)
• D
  73% (36)

Explanation

Option D is correct because lacking insurance creates a cascade of interconnected problems that affect individuals and communities simultaneously - not just one in isolation. Uninsured individuals often skip routine checkups and preventive care (A) because they cannot afford out-of-pocket costs, leading them to delay care until conditions worsen and require costly emergency intervention (B). At the population level, forgone vaccinations and untreated infections among the uninsured create vectors for communicable disease transmission (C), making insurance gaps a public health - not just a personal finance - issue.

Memory tip: Think of the three consequences as a domino chain - no prevention → more emergencies → disease spreads. When you see "all of the above" on a question about insurance gaps, ask yourself whether each option is independently true AND causally linked; here all three are, making D the only complete answer.

No community discussion yet for this question.