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(ISC)2

HCISPP · Question #208

Who was the first company to give their employees health insurance? What was the health insurance?

The correct answer is C. General Motors/Metropolitan life. This question identifies General Motors and Metropolitan Life as the first employer-insurer pairing to offer employee group health insurance.

Healthcare Industry

Question

Who was the first company to give their employees health insurance? What was the health insurance?

Options

  • AFord Motor Company/Blue Cross
  • BGeneral Motors/Blue Cross
  • CGeneral Motors/Metropolitan life

How the community answered

(36 responses)
  • A
    3% (1)
  • B
    3% (1)
  • C
    94% (34)

Why each option

This question identifies General Motors and Metropolitan Life as the first employer-insurer pairing to offer employee group health insurance.

AFord Motor Company/Blue Cross

Ford Motor Company is not historically credited as the first company to provide employee group health insurance, and Blue Cross was not the insurer in this pioneering arrangement.

BGeneral Motors/Blue Cross

While General Motors is correctly identified, the insurance was provided by Metropolitan Life - not Blue Cross, which was more commonly associated with hospital service plans tied to specific institutions.

CGeneral Motors/Metropolitan lifeCorrect

General Motors was among the first major companies to offer its employees group health insurance, doing so through Metropolitan Life Insurance Company. This arrangement established the model of employer-sponsored health benefits that became standard practice across American industry throughout the 20th century.

Concept tested: First employer-sponsored group health insurance in the US

Topics

#History of health insurance#Employee benefits#Metropolitan Life#Health insurance origins

Community Discussion

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