HCISPP · Question #186
The First Blue Cross plan was given to teachers at Baylor University allowing them 21 days of hospital care at six dollars a year.
The correct answer is A. True. Option A is correct because this statement accurately reflects the historical origins of Blue Cross. In 1929, Baylor University Hospital in Dallas, Texas, launched the first prepaid hospital insurance plan, offering schoolteachers 21 days of hospital care per year for a premium…
Question
The First Blue Cross plan was given to teachers at Baylor University allowing them 21 days of hospital care at six dollars a year.
Options
- ATrue
- BFalse
How the community answered
(70 responses)- A89% (62)
- B11% (8)
Explanation
Option A is correct because this statement accurately reflects the historical origins of Blue Cross. In 1929, Baylor University Hospital in Dallas, Texas, launched the first prepaid hospital insurance plan, offering schoolteachers 21 days of hospital care per year for a premium of $6 annually - a landmark moment in U.S. healthcare history.
Option B is wrong because all the specific details in the statement are historically accurate: the institution (Baylor University), the beneficiaries (teachers), the coverage duration (21 days), and the cost ($6/year) all match the documented record.
Memory tip: Think "B for Baylor, B for Blue Cross" - the first Blue Cross plan was born at Baylor. The $6 figure is also memorable because it's unusually low by modern standards, highlighting just how early and experimental this plan was (1929, pre-Great Depression).
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