Title I of The Health Insurance Portability and Accountability Act protects:

Question

Options

• AElectronic health care transactions
• BClient's medical records
• CRestrictions that a group health plan can place on benefits for preexisting conditions
• DHealth insurance coverage for workers and their families

• A
  4% (1)
• B
  4% (1)
• D
  92% (23)

Explanation

Title I of HIPAA specifically addresses health insurance reform, protecting workers and their families when they change or lose jobs by limiting exclusions for preexisting conditions, prohibiting discrimination based on health status, and guaranteeing renewability of coverage - making D correct.

• A is wrong because electronic health care transactions are covered under Title II of HIPAA (the Administrative Simplification provisions).
• B is wrong because protection of medical records privacy falls under the HIPAA Privacy Rule, also part of Title II.
• C is a partial distractor - Title I does address preexisting condition restrictions, but the primary protection is for workers' ongoing coverage access, not just the restrictions themselves; D is the broader and more accurate answer.

Memory tip: Think "Title I = Insurance portability" - the portability in the law's name is literally about carrying your health coverage from job to job, which is a worker/family benefit, not a data or records issue.

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