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CTP · Question #615

(Topic 7) XYZ Company is a net borrower. Its cost of funds is 5.0%, its earnings credit rate is 3.0%, and the reserve requirement is 10%. Average service fees are $50,000 per month. Its average…

The correct answer is D. $22,530,864. See the full explanation below for the reasoning.

Question

  • (Topic 7)

XYZ Company is a net borrower. Its cost of funds is 5.0%, its earnings credit rate is 3.0%, and the reserve requirement is 10%. Average service fees are $50,000 per month. Its average ledger balance is $2,000,000, and its average collected balance is $1,000,000. What are the collected balances required to pay for services during a 30-day month?

Options

  • A$12,166,667
  • B$13,518,519
  • C$20,277,778
  • D$22,530,864

How the community answered

(33 responses)
  • A
    15% (5)
  • B
    3% (1)
  • C
    6% (2)
  • D
    76% (25)

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