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CTP · Question #603

(Topic 7) The PRIMARY difference between defined benefit and defined contribution pension plans is whether the employee or the employer:

The correct answer is C. bears risk of a shortfall of the investment results in the plan. See the full explanation below for the reasoning.

Question

  • (Topic 7)

The PRIMARY difference between defined benefit and defined contribution pension plans is whether the employee or the employer:

Options

  • Areceives the tax reduction benefits of the plan.
  • Bdecides which mutual funds are included in the plan.
  • Cbears risk of a shortfall of the investment results in the plan.
  • Dhires investment managers for the plan.

How the community answered

(33 responses)
  • A
    12% (4)
  • B
    6% (2)
  • C
    79% (26)
  • D
    3% (1)

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