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CTP · Question #543

(Topic 6) A company has a $2 million line of credit requiring a 5% compensating balance on usage. For the next year, the company projects a usage of 75% and a 10.375% interest rate. If the balance…

The correct answer is C. 55. See the full explanation below for the reasoning.

Question

  • (Topic 6)

A company has a $2 million line of credit requiring a 5% compensating balance on usage. For the next year, the company projects a usage of 75% and a 10.375% interest rate. If the balance requirement is eliminated, by how many basis points will the company's effective interest rate be reduced?

Options

  • A18
  • B30
  • C55
  • D74

How the community answered

(33 responses)
  • A
    12% (4)
  • B
    3% (1)
  • C
    79% (26)
  • D
    6% (2)

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