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CTP · Question #540

(Topic 6) Which of the following cash concentration transfers is MOST LIKELY to result in a bank ledger overdraft?

The correct answer is C. An ACH transfer of anticipated deposits. See the full explanation below for the reasoning.

Question

  • (Topic 6)

Which of the following cash concentration transfers is MOST LIKELY to result in a bank ledger overdraft?

Options

  • AA wire transfer of prior day's balances
  • BA DTC of current day's lockbox deposits
  • CAn ACH transfer of anticipated deposits
  • DAn ACH transfer of one-day available funds

How the community answered

(40 responses)
  • A
    13% (5)
  • B
    3% (1)
  • C
    78% (31)
  • D
    8% (3)

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