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CTP · Question #301

(Topic 4) A cash manager is determining the threshold over which cash concentrations will be done by wire. An ACH transaction costs $0.50. A wire costs $12.00. Funds are available 2 days quicker by…

The correct answer is A. $41,975. See the full explanation below for the reasoning.

Question

  • (Topic 4)

A cash manager is determining the threshold over which cash concentrations will be done by wire. An ACH transaction costs $0.50. A wire costs $12.00. Funds are available 2 days quicker by wire and the opportunity cost of funds is 5%. What threshold should the cash manager use?

Options

  • A$41,975
  • B$43,800
  • C$83,942
  • D$87,600

How the community answered

(48 responses)
  • A
    71% (34)
  • B
    4% (2)
  • C
    19% (9)
  • D
    6% (3)

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