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CTP · Question #260

CTP Question #260: Real Exam Question with Answer & Explanation

The correct answer is D. Risk transfer. See the full explanation below for the reasoning.

Question

  • (Topic 3) $7,652. The bank agrees to split the loss with the company to maintain a good relationship. As a condition of sharing the expense, the bank requires the company to establish positive pay on its disbursement accounts or have the company absorb the losses on future fraudulent payments. What type of risk financing technique is the bank using?

Options

  • ACrime insurance
  • BSelf-insurance
  • CRisk retention
  • DRisk transfer

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