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CTP · Question #157

(Topic 2) A company has negotiated a credit facility with the following terms: $5,000,000 line of credit $3,000,000 average borrowing 30 basis point commitment fee on unused portion of line Interest…

The correct answer is C. 7.8%. See the full explanation below for the reasoning.

Question

  • (Topic 2)

A company has negotiated a credit facility with the following terms:

$5,000,000 line of credit  $3,000,000 average borrowing  30 basis point commitment fee on unused portion of line  Interest rate on advances is 1-month LIBOR plus 4%  1-month LIBOR is currently 2%  Compensating balance requirement of 20% on the outstanding borrowings  What is the effective annual borrowing rate for the line of credit?

Options

  • A6.0%
  • B6.2%
  • C7.8%
  • D9.3%

How the community answered

(47 responses)
  • A
    13% (6)
  • B
    4% (2)
  • C
    79% (37)
  • D
    4% (2)

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