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CTFA · Question #6

If an income protection insurance (PHI) policy has reviewable premiums, this usually means that the insurance company can:

The correct answer is A. Alter the cost of the cover. See the full explanation below for the reasoning.

Investment Management

Question

If an income protection insurance (PHI) policy has reviewable premiums, this usually means that the insurance company can:

Options

  • AAlter the cost of the cover
  • BWithdraw cover on any anniversary date
  • COnly increase premiums in line with inflation
  • DPay benefits for less than the full period of incapacity

How the community answered

(24 responses)
  • A
    71% (17)
  • B
    4% (1)
  • C
    8% (2)
  • D
    17% (4)

Topics

#income protection insurance#PHI#reviewable premiums#insurance terms

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