nerdexam
American_Bankers_Association

CTFA · Question #369

Many health insurance plans omit or offer only reduced benefits for treatment of mental disorders. For example, a health insurance policy may offer hospitalization benefits that continue to pay as…

The correct answer is C. 30 days. See the full explanation below for the reasoning.

Estate Planning

Question

Many health insurance plans omit or offer only reduced benefits for treatment of mental disorders. For example, a health insurance policy may offer hospitalization benefits that continue to pay as long as you are hospitalized except for mental illness. It may restrict payment for mental illness to one- half of the normally provided payment amounts and for a period not to exceed:

Options

  • A15 days
  • B20 days
  • C30 days
  • D25 days

How the community answered

(27 responses)
  • A
    4% (1)
  • B
    7% (2)
  • C
    78% (21)
  • D
    11% (3)

Topics

#mental illness benefits#health insurance#benefit restrictions#hospitalization

Community Discussion

No community discussion yet for this question.

Full CTFA Practice