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American_Bankers_Association

CTFA · Question #323

A method of determining the amount of life insurance coverage needed by multiplying gross annual earnings by some selected number is called:

The correct answer is A. Multiple of earnings method. See the full explanation below for the reasoning.

Estate Planning

Question

A method of determining the amount of life insurance coverage needed by multiplying gross annual earnings by some selected number is called:

Options

  • AMultiple of earnings method
  • BNeed analysis method
  • CTax saving method
  • DWhole life coverage

How the community answered

(37 responses)
  • A
    73% (27)
  • B
    8% (3)
  • C
    3% (1)
  • D
    16% (6)

Topics

#multiple of earnings method#life insurance coverage#income replacement#needs analysis

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