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American_Bankers_Association

CTFA · Question #266

You are considering borrowing $10,000 for 3 years at an annual interest rate of 6%. The loan agreement calls for 3 equal payments, to be paid at the end of each of the next 3 years. (Payments…

The correct answer is C. $3741. See the full explanation below for the reasoning.

Investment Management

Question

You are considering borrowing $10,000 for 3 years at an annual interest rate of 6%. The loan agreement calls for 3 equal payments, to be paid at the end of each of the next 3 years. (Payments include both principal and interest.) The annual payment that will fully pay off (amortize) the loan is closest to:

Options

  • A$2674
  • B$2890
  • C$3741
  • D$4020

How the community answered

(33 responses)
  • A
    15% (5)
  • B
    9% (3)
  • C
    73% (24)
  • D
    3% (1)

Topics

#loan amortization#annuity payments#present value#interest calculation

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