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American_Bankers_Association

CTFA · Question #248

Lenders often look the 5 C's of credit as a way to assess the willingness and ability of a borrower to repay a loan. Those 5 C's are all of the following Except:

The correct answer is C. Credit term. See the full explanation below for the reasoning.

Fiduciary and Trust Activities

Question

Lenders often look the 5 C's of credit as a way to assess the willingness and ability of a borrower to repay a loan. Those 5 C's are all of the following Except:

Options

  • ACharacter
  • BCollateral
  • CCredit term
  • DCondition

How the community answered

(25 responses)
  • A
    4% (1)
  • B
    4% (1)
  • C
    80% (20)
  • D
    12% (3)

Topics

#5 C's of credit#creditworthiness#loan assessment#credit terms

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