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CNX-001 · Question #65

CNX-001 Question #65: Real Exam Question with Answer & Explanation

The correct answer is C: Risk transference. By purchasing an insurance policy, the company shifts the financial burden of rebuilding after a natural disaster to the insurer, which is the essence of risk transference.

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Question

A company is expanding operations and opening a new facility. The executive leadership team decides to purchase an insurance policy that will cover the cost of rebuilding the facility in case of a natural disaster. Which of the following describes the team's decision?

Options

  • ABusiness continuity
  • BDisaster recovery
  • CRisk transference
  • DMemorandum of understanding

Explanation

By purchasing an insurance policy, the company shifts the financial burden of rebuilding after a natural disaster to the insurer, which is the essence of risk transference.

Topics

#Risk Management#Risk Transference#Insurance#Disaster Preparedness

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