A large bank deploys hardware tokens to all customers that use their online banking system. The token generates and displays a six digit numeric password every 60 seconds. The customers must log into

The correct answer is D. synchronous token.. A synchronous token is a hardware device that generates and displays a one-time password (OTP) that changes at fixed intervals, usually based on a clock or a counter. The OTP is synchronized with the authentication server, and the user must enter the OTP within a certain time win

Submitted by luis.pe· Mar 5, 2026Identity and Access Management

Question

A large bank deploys hardware tokens to all customers that use their online banking system. The token generates and displays a six digit numeric password every 60 seconds. The customers must log into their bank accounts using this numeric password. This is an example of

Options

Aasynchronous token.
BSingle Sign-On (SSO) token.
Csingle factor authentication token.
Dsynchronous token.

How the community answered

(36 responses)

A
3% (1)
B
3% (1)
D
94% (34)

Explanation

A synchronous token is a hardware device that generates and displays a one-time password (OTP) that changes at fixed intervals, usually based on a clock or a counter. The OTP is synchronized with the authentication server, and the user must enter the OTP within a certain time window to log in. This is an example of single factor authentication based on something the user has (the token).

Topics

#synchronous token#multi-factor authentication#TOTP#authentication methods

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