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CISSP · Question #572

CISSP Question #572: Real Exam Question with Answer & Explanation

The correct answer is C: One-time Password (OTP) token. A One-time Password (OTP) token best improves both confidentiality and integrity of a home banking system by providing strong authentication that prevents unauthorized access to sensitive financial data.

Submitted by amina.ke· Mar 5, 2026Security Architecture and Engineering

Question

A security architect is responsible for the protection of a new home banking system. Which of the following solutions can BEST improve the confidentiality and integrity of this external system?

Options

  • AIntrusion Prevention System (IPS)
  • BDenial of Service (DoS) protection solution
  • COne-time Password (OTP) token
  • DWeb Application Firewall (WAF)

Explanation

A One-time Password (OTP) token best improves both confidentiality and integrity of a home banking system by providing strong authentication that prevents unauthorized access to sensitive financial data.

Common mistakes.

  • A. An IPS primarily focuses on detecting and blocking network-level attacks and intrusions, but it does not directly address user authentication or ensure confidentiality and integrity of the application data at the user level.
  • B. A DoS protection solution focuses on maintaining availability of the system by mitigating volumetric and application-layer denial-of-service attacks, but it does not address confidentiality or integrity.
  • D. A WAF protects against web application attacks such as SQL injection and cross-site scripting, primarily addressing integrity and availability, but it does not comprehensively address confidentiality through user authentication the way an OTP token does.

Concept tested. Authentication controls for external-facing banking systems

Reference. https://csrc.nist.gov/publications/detail/sp/800-63b/final

Topics

#Authentication solutions#One-time password (OTP)#Confidentiality#Integrity#Security architecture

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