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CISM · Question #128

Which of the following is the GREATEST benefit resulting from the introduction of data security standards for payment cards?

The correct answer is A. It helps achieve the holistic protection of information assets in the industry. Standards like PCI DSS create a comprehensive, industry-wide security framework that establishes a consistent baseline across all entities handling payment card data-merchants, processors, banks, and service providers. This broad adoption produces holistic protection of…

Submitted by hans_de· Apr 18, 2026Information Security Governance

Question

Which of the following is the GREATEST benefit resulting from the introduction of data security standards for payment cards?

Options

  • AIt helps achieve the holistic protection of information assets in the industry.
  • BIt deters hackers from committing crimes related to card payments.
  • CIt enables a wider range of more sophisticated payment methods.
  • DIt optimizes budget allocation for cybersecurity in each organization.

How the community answered

(16 responses)
  • A
    75% (12)
  • B
    13% (2)
  • C
    6% (1)
  • D
    6% (1)

Explanation

Standards like PCI DSS create a comprehensive, industry-wide security framework that establishes a consistent baseline across all entities handling payment card data-merchants, processors, banks, and service providers. This broad adoption produces holistic protection of information assets throughout the ecosystem. Deterring hackers (B) is an aspirational side effect, not a guaranteed outcome of standards. Standards don't enable new payment methods (C). While they inform security investment, they don't directly optimize budgets (D). The greatest benefit is the systemic, end-to-end protection created when an entire industry operates under a common security framework.

Topics

#Data Security Standards#Industry Standards#Holistic Security#Information Asset Protection

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