CDPSE · Question #30
Which authentication practice is being used when an organization requires a photo on a government-issued identification card to validate an in-person credit card purchase?
The correct answer is A. Possession factor authentication. The government-issued photo ID is a physical document - something the person physically possesses. Presenting it to validate a transaction is possession factor authentication ('something you have'). The photo on the ID confirms that the person presenting the card is the legitimat
Question
Which authentication practice is being used when an organization requires a photo on a government-issued identification card to validate an in-person credit card purchase?
Options
- APossession factor authentication
- BKnowledge-based credential authentication
- CMulti-factor authentication
- DBiometric authentication
How the community answered
(53 responses)- A89% (47)
- B6% (3)
- C2% (1)
- D4% (2)
Explanation
The government-issued photo ID is a physical document - something the person physically possesses. Presenting it to validate a transaction is possession factor authentication ('something you have'). The photo on the ID confirms that the person presenting the card is the legitimate owner of that physical credential. Option B (knowledge-based) would involve a PIN, password, or secret question. Option C (multi-factor) would require combining two or more different factor types - a single physical ID is only one factor. Option D (biometric) would use inherent physical traits like fingerprints or facial recognition scanned by a system, not a static photo on a card for visual comparison.
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