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CAMS · Question #992

It is essential to identify any "family members" or "close associates" of politically exposed persons (PEPs) as part of the KYC/CDD process because they could be:

The correct answer is D. used as intermediaries to facilitate bribery or corruption or to conceal the illicit wealth of the PEP. D: "Family members and close associates of PEPs are often used as intermediaries to launder the proceeds of corruption or conceal illicit assets."(CAMS 6th Edition, Enhanced Due Diligence for PEPs; FATF Guidance on PEPs)

AML/CFT Compliance Programs

Question

It is essential to identify any "family members" or "close associates" of politically exposed persons (PEPs) as part of the KYC/CDD process because they could be:

Options

  • Aexecuting cross-border transactions for their own business which is not commensurate to the
  • Bin a position to provide more information regarding the PEP's whereabouts and hidden properties.
  • Ctravelling to offshore jurisdictions often on holiday which exposes them to higher risks for AML.
  • Dused as intermediaries to facilitate bribery or corruption or to conceal the illicit wealth of the PEP.

How the community answered

(23 responses)
  • A
    4% (1)
  • B
    4% (1)
  • C
    13% (3)
  • D
    78% (18)

Explanation

D: "Family members and close associates of PEPs are often used as intermediaries to launder the proceeds of corruption or conceal illicit assets."(CAMS 6th Edition, Enhanced Due Diligence for PEPs; FATF Guidance on PEPs)

Topics

#PEPs#close associates#KYC/CDD#bribery and corruption

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