Non-compliance with relevant anti-money laundering laws and regulations can result in: (Select Two.)

Non-compliance with AML regulations can severely damage an institution's reputation, leading to loss of customers, business partners, and investor confidence that may take years to rebuild. Regulators, industry bodies, and enforcement case history consistently identify reputational damage as one of the most significant and lasting consequences of AML failures.

The UN Consolidated List is a targeted sanctions list applied to specific individuals and entities for links to terrorism or proliferation financing, not a consequence imposed on financial institutions for general AML non-compliance.

AML laws such as the Bank Secrecy Act empower authorities to impose substantial civil monetary penalties against institutions that fail to maintain adequate compliance programs. Willful or repeated violations can escalate to criminal prosecution of both the institution and responsible individuals, making civil and criminal penalties among the most severe direct consequences of non-compliance.

Delisting of public filing status is not a recognized regulatory consequence for AML non-compliance; enforcement actions by AML regulators focus on monetary penalties, license revocations, or criminal referrals rather than securities filing status.