ACAMS
CAMS · Question #808
CAMS Question #808: Real Exam Question with Answer & Explanation
The correct answer is B. Fingerprint. Fingerprint is an inherent factor because it is a biometric trait - something the user is. Inherent factors rely on physical or behavioral characteristics such as fingerprints, facial recognition, or voice, which are unique to the individual.
Question
There are three types of factors that can be used to authenticate someone ownership, knowledge, and inherent factors. Which of the following factors falls under inherent factors?
Options
- AChallenge-response
- BFingerprint
- CSecurity token
- DPassphrase
Explanation
Fingerprint is an inherent factor because it is a biometric trait - something the user is. Inherent factors rely on physical or behavioral characteristics such as fingerprints, facial recognition, or voice, which are unique to the individual.
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