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CAMS · Question #754

According to FinCEN, which red flags within a bank account may, taken together, be indications of modern slavery, human trafficking, and exploitation? (Select Two.)

The correct answer is B. Frequent payments for online advertisements or non-local classified ads. C. Incoming fund transfers from third-party payment processors, with limited originator information. Human trafficking and modern slavery involve illicit financial transactions, often conducted through banks, money service businesses (MSBs), or virtual assets. Option B (Correct): Frequent payments for online advertisements can indicate recruitment for illicit labor or…

Risks and Methods of Money Laundering and Terrorist Financing

Question

According to FinCEN, which red flags within a bank account may, taken together, be indications of modern slavery, human trafficking, and exploitation? (Select Two.)

Options

  • ATransactional activity with a registered virtual currency exchange.
  • BFrequent payments for online advertisements or non-local classified ads.
  • CIncoming fund transfers from third-party payment processors, with limited originator information.
  • DLarge amounts of cash payments to migrant agricultural workers.

How the community answered

(23 responses)
  • A
    13% (3)
  • B
    83% (19)
  • D
    4% (1)

Explanation

Human trafficking and modern slavery involve illicit financial transactions, often conducted through banks, money service businesses (MSBs), or virtual assets. Option B (Correct): Frequent payments for online advertisements can indicate recruitment for illicit labor or trafficking operations. Option C (Correct): Incoming funds from third-party processors with unclear originators suggest concealed financial flows linked to illicit activities.

Topics

#human trafficking#modern slavery#FinCEN#red flags

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