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CAMS · Question #7

CAMS Question #7: Real Exam Question with Answer & Explanation

The correct answer is D. Projects that start and close and are fully funded within a very short period. According to the ACAMS study guide, one of the red flags for money laundering in crowdfunding platforms is "projects that are fully funded within a very short period of time, especially if the funding comes from a small number of donors or from a single donor" (p. 222). This coul

Question

The compliance officer at a crowd funding website is in charge of monitoring new crowd funding projects. Recently, the number of crowd funding projects has significantly increased. Which red flag indicates the highest anti-money laundering risk?

Options

  • AThose with the largest number of donors
  • BProjects that get funding within days of their start
  • CProjects with the highest monetary success threshold
  • DProjects that start and close and are fully funded within a very short period

Explanation

According to the ACAMS study guide, one of the red flags for money laundering in crowdfunding platforms is "projects that are fully funded within a very short period of time, especially if the funding comes from a small number of donors or from a single donor" (p. 222). This could indicate that the project is a front for laundering illicit funds or financing terrorism. The other options are not necessarily indicative of money laundering risk, as they could be explained by legitimate factors such as the popularity, urgency, or ambition of the project.

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