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CAMS · Question #673

CAMS Question #673: Real Exam Question with Answer & Explanation

The correct answer is A. Follow local regulatory requirements for reporting periods.. The timing of filing a SAR is strictly regulated and depends on jurisdictional laws. Option A (Correct): Regulatory requirements (e.g., FinCEN in the U.S. mandates filing within 30 days) define the SAR reporting timeline.

Question

Which of the following approaches is best when determining the timeline to complete an internal investigation and report a suspicious activity report (SAR) to the local Financial Intelligence Unit (FIU)?

Options

  • AFollow local regulatory requirements for reporting periods.
  • BReport the SAR within 30 days.
  • CUse a matrix based on the complexity of an investigation.
  • DAct on the professional judgment of a senior manager.

Explanation

The timing of filing a SAR is strictly regulated and depends on jurisdictional laws. Option A (Correct): Regulatory requirements (e.g., FinCEN in the U.S. mandates filing within 30 days) define the SAR reporting timeline.

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